Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Thursday, October 29, 2015

Common Study Abroad FAQs

When will students have time to visit home?
For First Year Abroad(FYA) students, the best time to visit home would be in December, during winter break. Visit our FYA page to see exact program dates and breaks.

 
How can I contact my student during his/her time abroad?
Michelle Futo, a Student Recruiter, wrote a great article on this earlier this summer so check out her post at this link (nolereservations.blogspot.com/2015/06/how-to-alleviate-your-parents-worries.html). When I was abroad I chose to FaceTime from my sister’s iPod with my whole family in the room. Check out your options and consider whichever is best for your situation before you go abroad.

 
What about money?
In our three Europe locations, students will need to take out local currency (Euro for Valencia and Florence and the British pound for London). Paying in cash is highly recommended since many banks and credit card companies will charge a fee for using a credit card outside of the U.S. Speaking from personal experience, I would say to go to your local bank and buy $300-400 worth of currency before you go abroad. It’s good to have some money when you arrive, so you’re not scrambling around looking for an ATM the first couple of hours in your new home.

Throughout your trip you will want to make withdrawals of currency. Make sure you do this in larger increments to make it worth the convenience fee. Keep money you won’t be using in your safe in the residence hall room and be sure not to carry more than $50 worth of money with you around town.  

I would also recommend making a budget before you go and to discuss this with your parents about money before you leave so no one is taken by surprise. Use Google Docs to write your budget written down and share it with your parents.This organization will help you keep track of spending.

Contact your bank as well so you don’t have to worry about any denied transactions while you’re abroad.

 
How many hours will I have to take abroad?
Program fees cover up to 16 hours in the Fall and Spring and 3 to 16 hours in the Summer semesters. In order to receive Bright Futures or Florida Pre Paid, you will need to enroll in a minimum of 12 hours for Fall and Spring and 6 hours for Summer. FYA student's program fees cover up to 49 credit hours. FYA students must complete minimum of 36 FSU credit hours and maintain a 3.0 GPA in those classes in order to receive in-state tuition upon return to FSU. Please note, credit hours vary based on programs and length of stay. Please refer to our website for the specific amount of credits included.

Closer to your program date, you will receive an email telling you to register for classes as well as specific instructions on how to find the classes offered in your abroad location on the my.fsu.edu page.

 
Is English spoken in the program locations?
All classes (except language classes) will be taught in English. Although, there is no guarantee that the citizens around you will be proficient in English. Make sure you buy a phrasebook or download an app like Duolingo to help learn some of the language. I can’t stress how important it is to learn some basic phrases (and possible responses to those phrases) in case you get lost. Most taxi drivers will not speak English so be sure you know how to get to your destination and back in the local language (including cities you visit outside of your study location); also have the address written down in case you can’t pronounce the address. Knowing those key phrases goes a long way to making a good impression on the people of your host country.

 
What can I expect in my classes when I study abroad?
When you study abroad, many of your classes will be taught by FSU professors or local faculty. These people are experts in their particular course subject . Therefore, you can expect classes to be very similar to the ones you are taking at the Tallahassee campus. Classes abroad, however, are much smaller than in Tallahassee. So small, that your absence or tardiness will be noticed and may negatively impact your grade. Textbooks are also very important when you go abroad. The best idea is to purchase them before you leave and bring your textbooks overseas. Shipping textbooks from the US is not advisable since the package will have to go through customs where you may be charged more than you paid for the textbook. Also, the book may not arrive until several weeks after your program starts (for this same reason we recommend that parents do not send their students care packages while abroad).

Since class sizes are very small and you are most likely in a city full of things to do, you will be walking around the city for a lot of your classes. Professors like take advantage of the opportunity to show students city highlights and how they apply to the course content. Bring clothes and shoes that are comfortable for walking!

 
Will I be picked up and dropped off at the airport at the beginning and end of my program?
Your program fees will include airport pickup for most locations. If, for some reason, your flight will not arrive in time for pickup, you will need to find transportation to the study center on your own. A few months before you leave, you will be emailed a pre departure information packet. In this packet there will be specific airport pickup times. The packet will also include instructions on how to get to the airport pickup location and how to get to the study center. The FSU International Programs department suggests printing out this packet and keeping it in your carry-on in case something happens to your luggage.

Since everyone will have different travel plans, there is no group drop-off at the airport at the end of the program. However, when you check out of the study center, the program assistants will call you a taxi to get you safely to the airport.  

 
What travel documents will I need to travel Europe?
To enter the country for your program, you will need a passport. When traveling outside of your host country, you will need to bring your passport as a form of identification. Before you leave, make a photocopy of your passport for your parents or guardians to keep in case of an emergency. When you get to the study center, they will also make a copy of your passport for their record. When traveling, keep your passport in a carry-on bag but not in a front pocket for maximum accident protection.

 
What do I pack?
The main thing you need to pack for your time abroad is a rain jacket (or umbrella) and a couple pairs of comfortable walking shoes (you will be walking A LOT). Do some research on what type of converter you need for electronics and bring the appropriate one. If you’re traveling in the summer, you may want to bring sunscreen and/or bug spray. You will also want to bring a laptop, many assignments need to be done online; our study centers all have wifi available for students.

Electric appliances like hair dryers, straighteners, etc. should not be brought over.


Written by: Kevin Smith, 2015-2016 Student Recruiter

Monday, October 12, 2015

Study Abroad Application FAQs

Studying abroad is one of the most rewarding decisions you can make during your college experience; it can also be one of the most confusing. I am a Student Recruiter for the International Programs office at FSU, and I studied abroad in Costa Rica. This essay is a list of the most frequently asked questions. Many of these questions are commonly asked during the application process, and if you need any information not included in this article, please call the FSU IP department (850.644.3272).


When should I study abroad?You can study abroad your first semester, your last semester, or any time in between. Some majors are more difficult to align required classes with study abroad classes, so as soon as you’re curious, talk to your academic advisor about opportunities. For most people, it is easier to go earlier rather than later. However, every program ranges in ages from freshman to senior.   
Do I have to be an FSU or Florida resident student to go on a program?
No. There are many students who come from other universities and other states to study abroad with us. Program fees are the same for both FSU students and non-FSU students.
What program should I pick?
Each of our programs has very unique offerings. If you want to study abroad in the Fall or Spring semesters check out our study center locations in Florence, Italy; Valencia, Spain; London, England; and Panama City, Republic of Panama. If you’re looking to study in the summer, you can find more programs that are specialized to a specific degrees. Look on campus for our brochure or check our website (international.fsu.edu) for the most up to date information. Our website also has a listing of classes that was offered the previous year of a particular program. This list gives an idea of what classes you can expect to be offered during your semester.* Liberal Studies and foreign language requirements are oftentimes fulfilled at one of our four study center locations.
*Please note that these classes can and do vary from year to year.
How does the application process work?
Once you decide on a program, go on our website and select your destination. From the main program page click “Apply” where you will be directed to the application. Once you submit the application, you will need to pay the $100 application fee. This can be paid online through my.fsu.edu or you can call our office, and we will process your payment over the phone. If you apply before the Early Application Deadline, this $100 will be applied to your program fees.
Once your application is submitted, our admissions coordinator will look at factors such as GPA and your disciplinary record. If there is any issue, you may be asked to email the office to explain an incident before admission to the program. Some limited access programs (such as Communication Disorders in London) are decided by the program directors, not the FSU office administration. If there are no issues, within about three weeks you will get an acceptance email to the program including more information as well as deadlines. It is extremely important to check your email regularly; International Programs will send you emails regarding updates to your program, deadlines, as well as important information about your trip.
For summer programs (especially Valencia), applying early is key. These programs fill up the quickest so be sure to apply before Thanksgiving, so you don’t end up on a waiting list.
How does the cost of a semester abroad compare to a semester on campus?
The FSU Admissions website estimates the cost for a semester at FSU for in-state students to be about $9,774 including tuition, housing, a meal plan, and insurance (http://admissions.fsu.edu/freshman/finances/costs.cfm, this link’s estimate is for two semesters, so I divided the approximations by two). All of our programs are priced differently. Exact prices are listed on our website, international.fsu.edu.
What do the program fees include?
Program fees include tuition (up to 17 hours in Fall and Spring and up to 10 hours in the Summer), housing, insurance, program excursions, program group activities, and full-time academic support. Some programs include more such as meal vouchers, pizza nights, or transport passes. Program fees are the same for all participants regardless of their state of residence.
What scholarships are offered?
Our office offers a few scholarships both need and merit based. These are very competitive, so be diligent when filling out the applications. You can also find a number of scholarships online and through other FSU departments. Check with your department to see if they have any kind of aid offered for students studying abroad.
Our Financial Aid advisor Rod Mack offers workshops throughout the semester to help students who are wondering how they are going to pay for a study abroad experience. Check our website for details on those workshops.
Do you accept Florida Prepaid and Bright Futures?
Yes! Bright Futures is accepted for the Fall and Spring only (just like on campus). Florida Prepaid is accepted year-round. We also accept Florida Prepaid housing plans for our programs.
Financial aid doesn’t come in until after my program starts, what do I do?
Financial aid is usually dispersed at the start of the semester, long after program fees are due. If you are expecting financial aid, fill out a deferment form (found on our website under “Money Matters”) and fax, mail, or bring it to our office. This form tells us how much aid you are expected to receive from loans, scholarships, etc. Also, the document says you acknowledge you are responsible for paying your fees if you do not receive the expected amount.
If something changes in your financial aid status (new scholarship or taking more classes) you can let us know by filling out a new deferment form with the updated information.
By: Kevin Smith, 2015-2016 Student Recruiter


Thursday, August 13, 2015

Budgeting- Let’s Be Realistic


London is an expensive place to live- and eat. Especially when the conversion rate is around 1.5 US Dollars to 1 GB Pound. No, London is not just a large but still quaint, English city. It is the business capital of the world and an international melting pot equitable to living in New York City. In preparation for my study abroad this summer I thought, “It’ll be so great to have a flat where I can cook all of my meals. I’ll average about $4 per meal!”- No.
            Any place you study abroad you will want to experience the local cuisine as much as possible. As someone who enjoys cooking, I have found myself cooking dinners at home only about one night a week. I eat lunches at home another 1-2 days and most breakfasts. Other than that, I’m always out and about in the city, traveling, exploring new places, not worrying about getting back to the flat to make myself a sandwich when I can pick one up on every street corner- beautifully prepared with a side of crisps from Pret a Manger.
           Problem #2 with trying to plan ahead and keep a well-stocked fridge: the food goes bad within a matter of days. Ladies and gentlemen, I’ve found the downside of the fresh, non-GMO, preservative-free food populating the grocery stores in the UK- it rots at rapid speed. Here, it’s the social norm to run to your local Sainsbury’s or Waitrose to grab your next meal every day, maybe twice a day. Keeping large amounts of food at home isn’t realistic for a busy student like you or me. When your bread, deli meats, and cheese are all perishing at different paces and you don’t want to buy a whole bottle of mustard or mayonnaise for the 1 to 2 months you’ll be here, why bother? Just go to Itsu and get some half-priced sushi between 7-8pm and punch another notch in your loyalty card.
            BUT don’t let all this get you down! There are still plenty of ways to stay on track and on budget while studying abroad in London:
-Sainsbury’s offers a meal deal of either a sandwich, pasta, or salad with crisps (chips) and a drink for 3 pounds (about $4.5). Stop by in the morning and bring it with while you’re traipsing around town.
-Have “family dinners” with your flat mates. As often as we can, my flat mates and I take turn cooking for each other. When you buy ingredients from the store, it’s going to be enough to feed 5 anyways.

-Don’t spend money on water bottles. All of the tap water in London is safe to drink and tastes fine! Keep 1 or 2 bottles at home and reuse them.
            Be sensible with your spending on food but know that a typical meal out is going to average 6-10 GBP (tack on 4 GBP if you plan on getting a drink). This will come out to about $15-$20 per meal. 

Budget accordingly and you’ll have a recipe for success. Cheers!

Tuesday, January 20, 2015

Nine Trouble-Saving Tips in Valencia

By Devyn Fussman
It’s true that there’s no teacher like experience, but there are still a few things that are helpful to know- and that I wish I’d known – before going to Valencia.
 
1. When you go to talk to your bank about using money overseas, ask if they can give you a chip card (a credit card with a computer chip in it). Most places in Europe won’t take cards that don’t have the chips, and it’s much easier than trying to count out cash in a long line. Also ask if they can order euros for you, and get a decent amount. I did this before leaving and it made the first week a much smoother transition since I didn’t have to run around trying to find a place to exchange money. When you place your order, ask that the denominations be mixed up so you’re not weighed down with too many little bills or at risk with too many big ones. 
 
2. The tables and chairs on the streets are not public; they belong to the restaurants in front of them. This isn’t obvious because the umbrellas will sometimes have different logos, but if you sit down it means you’re going to buy something. I had no idea that was the case and almost annoyed a server by eating another restaurant’s food at one of her tables! To save face, I quickly ordered water (which, by the way, is not free in Spain). The way cafĂ©s work in Valencia and in other parts of Europe is the customer sits down and the server walks over and takes the order. Unlike in America, the servers aren’t going to keep checking on you to see if you need anything. They don’t rush you at all and won’t give you the bill until you ask for it. When you want to pay, remember the magic words: La cuenta, por favor.
 
3. Another difference from America is that in Valencia, cafĂ©s are treated more like actual restaurants and less like makeshift office spaces. People don’t sit and stay; nobody breaks out a laptop and studies for finals like they do in Tallahassee. The one place that might be an exception is Starbucks, but even then you should expect to buy some food and drink in exchange for your stay.
 
4. Buy a reusable tote bag at the Bazar Feliz (the convenience store near the study center) or bring one with you. This is a huge help when it comes to grocery shopping, because you have to carry everything you buy and the stores here will charge you for plastic bags.  Bring a tote or buy one at the grocery store, and take a backpack too for extra space. Publix has spoiled us by always bagging our groceries, providing the bags free of charge, and loading up our cars for us. In Valencia, not only do you have to pay for the bags, you have to fill them yourself! That was a bit of a surprise to me when the cashier rang me up and immediately pushed my stuff to the side and helped the next customer. 
 
5. Don’t disregard the coins. In America, quarters are the only coins with any real value most of the time, so we tend to just throw them aside. But with the euro that’s not the case. There are coins that are worth one or two euros, and you can actually buy things with them.
 
6. Restaurants in Valencia don’t provide free refills. But what they do provide is a bottle for your drink in addition to a glass, so you can take it with you if you don’t finish. The portions they give tend to be reasonable, so if you pace yourself well you shouldn’t even need a refill.
 
7. Don’t expect a lot from breakfast time. At FSU we’re used to having big breakfasts at Dennys, Einsteins and Dunkin Donuts, but in Spain breakfast isn’t as much of a thing. It’s usually a piece of bread, some coffee, and maybe a piece of fruit. The main meal of the day is lunch, so you’re not likely to find a lot in terms of pancakes or omelets. But Pan de Queso, which is right across the street from the Gold building, has some delicious bread for good prices, and they accept cheques too.
 
8. When you go on the excursions, pay attention to the directions used to get where you’re going. The way they usually work is that you’ll be escorted to the site, but once you get there you’re on your own, so it’s important to know how to get back. Take notes if you have to, and be sure to use landmarks that are unique. I made the mistake of using a pharmacy as my landmark, not realizing that there are two of them on every corner! Try something more specific, like a graffiti drawing or a historical site.
 
9. If you start to feel homesick, the best medicine is to distract yourself. I always found that it hit me the hardest when I was just lying around my room doing nothing; as soon as I left I felt much better. Get out and do something to take your mind off it, even if all you do is go for a walk. The beauty of Valencia and all that goes on will give you something else to think about, and when classes and excursions start, you’ll be so busy you won’t have time to be homesick!

 

Wednesday, October 29, 2014

London: How to Avoid Breaking the Bank

By Kristen Kemp
While you’re thrilled to be able to live in the most amazing city on earth, what many students traveling to London for the first time don’t realize is just how expensive London is. You’re in one of the most visited international cities in the world, and given the dollar to pound conversion the past few years, you are pretty much paying double for anything and everything you buy in the UK. Below are a few tips & tricks to avoid overspending, and the feeling of “I can’t do that because it’s too expensive.” 
 
Grocery Stores/Markets
You’ll hear it a million times, but the absolute #1 way to save money in London is to eat in. In London's top 5 places to eat I touched on the best places to eat out. But, I also made myself a lot of good, inexpensive meals in. I would usually hit Morrison’s (2 minute walk from study center) and stock up on cheap cereal, milk, eggs, bread, the basics. Then I would visit Torrington Market (10 minute walk) every Thursday to stock up on fresh berries for cheap. One of my personal favorite “brunch” items I would make before a long day of class was a scrambled egg and cheese croissant. I bought my croissants day of at Pret, they were always fresh, and only a 3 minute walk away. Sainsbury’s is by far the cheapest supermarket in London, Morrison’s following in closely behind. The price of groceries compared to the price of a meal in London is substantially cheaper. Also, buying beer and cider at grocery stores will save you a lot of money instead of drinking at the pub. A liter of cider will cost you less than £4, versus a pint of the same thing at a pub for £5. 
 
Museums
They’re ALL free. All of the best museums in London have free admission, but usually have a suggested donation area when you first walk in. I can’t tell you how many times I visited The British Museum, The National Gallery and The Victoria & Albert Museum. It’s hard to believe you can actually sit and look at a Van Gogh painting every day, for as long as you’d like, for free. Even if you are not a big history nerd like me, remember that the museums in London are the absolute best in the world. People travel from all over Europe to visit London’s museum scene. FSU is very lucky to be able to be located only a 5 minute walk away from The British Museum, home of the Rosetta Stone and some of the most      incredible collections from Ancient Egypt and The Enlightenment era. 

Walking
A tube ride will cost you on average about £2.60, and riding the bus is slightly cheaper. However, the cheapest (and FREE) way to get around London is to walk. The main part of Central London is pretty much less than 6 miles in length, which seems like a lot, but really isn’t when you put it into perspective. By walking, you’re not only saving on average about $6 US dollars a day, but you’re also walking off the endless amounts of Fish and Chips! 

Punch Cards
Yes, the UK has them! If you’re going to be in London for more than 4 weeks I would definitely recommend getting as many punch cards as possible, especially for coffee lovers. A few places that offer them, Cafe Nero (many locations around London) and Nando’s. Don’t be afraid to ask a place if they offer a punch, or loyalty card. Eventually, your purchases will build up and you’ll get a few free meals or drinks. Don’t forget to utilize your International Student ID! Never be afraid to ask a place if they take a student discount, many do.
 
Bargaining 
No doubt, a Harrods shopping spree is an absolute must before you leave London, and you certainly can’t bargain there. However, for those cheesy big ben shirts and keychains, you can easily bargain with the clerks to save a few extra pounds. If you go to a big London gift store like Cool Britannia (in Piccadilly Circus) you won’t be able to bargain. But, if you come across the smaller, off the beaten path souvenir shops, usually you can get a good deal on shirts and other goods. Just talk to the clerk and ask if they can give you a better price on the items your buying, most of the time they will accommodate, and you’ve just saved yourself a few pounds. 

Friday, April 6, 2012

Financing Your Time Abroad

By Kristen Wharton

If any of you are like me, finding a justification to studying abroad is an overwhelming task. First there is the cost. Yeah…parting with 10 grand to spend a fabulous 15 weeks abroad is not an easy thing to maneuver. I don’t know anyone who is sitting on that kind of monetary cushion, so the next step is –find investors. If you are shocked to find that checks do not magically appear at your doorstep after this plea to potential financiers, it’s time to look at loans. Now this is the point where most people just nip this little dream in the bud and say, “I’ll just have to wait until after college to travel when I actually have disposal income.”

You won’t. Life happens. Careers happen. Families happen. And the opportunity to make a strictly selfish decision falls by the wayside.

I would have never known these things had I not deliberated for months in a cost-benefit analysis format about the pros and cons of ditching Tallahassee and subsequently the life and network of friends I had built up here and taking the plunge, by saying “money is resurgent (or maybe just plain worthless in this economy) so lets make this happen”. Since it is really not that simple though, International Programs is more than happy to sit down with you and discuss scholarship eligibility and loan options. 

What I also learned is that most faculty members and employers alike recognize studying abroad as an important contributor in career development, so are thrilled to discuss options for getting to your country of interest. The resources are endless if you seek them out.

Valencia’s Inner Fire

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